I LOVE color, just in case you had not noticed. I especially am loving teal right now with green, yellow, orange, and even red! Here is a fun dressy, yet casual look. You could change the shoes out for more casual boots, or the jeans for dress pants for work. White or khaki would be elegant!
Cardigan - Target Clearance ($5)
Shirt - Free from a friend closet clean-out
Jeans - Goodwill ($5)
Pumps - Payless (and they are comfortable! - $15 after coupon)